Chris Morcom, a director and private client adviser with Hewison Private Wealth, says this strategy protects investors by maximising tax benefits and death benefits paid out to non-dependants. It also maximises the tax-free component of your super fund, thereby protecting it from any future cash grab by the government.

Hewison Private Wealth is a Melbourne based independent financial planning firm. Our financial advisers are highly qualified wealth managers and specialise in self managed super funds (SMSF), financial planning, retirement planning advice and investment portfolio management. If you would like to speak to a financial adviser on how you can secure your financial future please contact us 03 8548 4800, email [email protected] or visit www.hewison.com.auPlease note: The advice provided above is general information only and individuals should seek specialised advice from a qualified financial advisor. The views in this blog are those of the individual and may not represent the general opinion of the firm. Please contact Hewison Private Wealth for more information.